If you’re looking to save money while using your credit card, the Discover Cash Back Calendar 2024 can help. This calendar tells you which categories will earn you cash back during each quarter of the year. Here’s what you need to know about the Discover Cash Back Calendar 2024.
What is the Discover Cash Back Calendar?
The Discover Cash Back Calendar is a schedule of categories that will earn you cash back when you use your Discover credit card. The categories change every quarter and are announced in advance, so you can plan your spending accordingly.
What Categories Will Earn Cash Back in 2024?
The categories that will earn you cash back in 2024 have not been announced yet. However, based on past calendars, we can make some predictions. For example, in 2023, the categories included gas stations, wholesale clubs, and select streaming services. We can expect similar categories in 2024.
How Much Cash Back Can You Earn?
The amount of cash back you can earn depends on the category and the quarter. For example, in 2023, the gas stations category earned 5% cash back in the first quarter, up to a maximum of $1,500 in purchases. The wholesale clubs category earned 5% cash back in the second quarter, up to a maximum of $1,500 in purchases. And the select streaming services category earned 5% cash back in the third quarter, up to a maximum of $1,500 in purchases.
How Do You Activate the Cash Back Categories?
To activate the cash back categories, simply log in to your Discover account and click on the “Activate” button. You can also activate the categories by calling Discover or using the Discover mobile app. Once activated, you’ll earn cash back on all eligible purchases in the category for that quarter.
What Happens if You Don’t Activate the Cash Back Categories?
If you don’t activate the cash back categories, you won’t earn cash back on purchases in those categories. However, you’ll still earn cash back on purchases outside of the categories. It’s important to activate the categories each quarter to maximize your cash back earnings.
Can You Use the Discover Cash Back Calendar with Other Offers?
Yes, you can use the Discover Cash Back Calendar with other offers. For example, you can use a coupon or promo code to save money on a purchase, and still earn cash back on that purchase if it’s in a cash back category. This is a great way to maximize your savings.
What Other Benefits Does Discover Offer?
Discover offers a variety of other benefits in addition to the cash back calendar. For example, Discover cards have no annual fee, no foreign transaction fee, and a 0% intro APR on purchases for the first 14 months. Discover also offers free FICO credit scores, fraud protection, and 24/7 customer service.
How Can You Redeem Your Cash Back Rewards?
You can redeem your cash back rewards in a variety of ways, including statement credits, direct deposit, gift cards, and charitable donations. You can also use your cash back to pay for purchases on Amazon.com. Discover makes it easy to redeem your rewards and put your savings to good use.
How Do You Apply for a Discover Credit Card?
To apply for a Discover credit card, simply visit the Discover website and fill out the online application. You’ll need to provide your personal information, income information, and employment information. Discover will review your application and let you know if you’re approved.
Conclusion
The Discover Cash Back Calendar 2024 is a great way to save money while using your credit card. By planning your spending around the cash back categories, you can maximize your savings and earn cash back on purchases you were already planning to make. With no annual fee, no foreign transaction fee, and a variety of other benefits, a Discover credit card is a great choice for anyone looking to save money and earn rewards.